The final weeks of the year are an ideal time to evaluate your year-end dental benefits in Gretna, LA. Many patients don’t realize how much of their coverage resets each January 1. By understanding your plan and preparing early, you can avoid losing unused benefits and ensure you’re ready for the care you need at NOLA Dentures, with Dr. Russell Schafer and our outstanding team.
Here are some tips to get you started!
Step 1: Check Remaining Benefits, Deductibles, and Maximums
Start by reviewing your Explanation of Benefits (EOB) or logging into your insurance portal. Look for two key numbers: your deductible and your annual maximum. If you’ve already met your deductible, completing recommended care before the year ends may cost significantly less. To check remaining dental benefits, confirm how much of your annual maximum is still available for 2025.
Step 2: Understand Preventive, Basic, and Major Coverage
Most plans group services into three categories. Preventive care (cleanings, exams, x-rays) is often covered at or near 100%. Basic care, like fillings or simple extractions, typically has moderate coverage. Major services like dentures, crowns, or bridges generally carry lower coverage percentages. Knowing which category your treatment falls under helps you maximize dental insurance in Gretna before your benefits reset.
Step 3: Contact Your Insurance Provider
For fast answers, call the number on the back of your insurance card and ask for a breakdown of your benefits for the remainder of the year. Request details on covered services, remaining maximums, and whether waiting periods apply.
Step 4: Plan Your Appointments Early
Late November and December fill quickly, as patients look to schedule necessary care before the holiday rush. Begin your dental appointment planning in Gretna, LA, at least four to six weeks before the holidays. This ensures you have time to complete multi-step treatments and avoid last-minute stress and scheduling issues.
Stress-Free Year-End Dental Planning in Gretna, LA
If you’re in Gretna and want to learn more about reviewing your dental benefits and making the most of year-end coverage, contact Dr. Russell Schafer and the attentive NOLA Dentures team to schedule a consultation.